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Loans


We've teamed up with Brilliant Loans to offer secured home-owner loans and Logbook Loans to offer loans against your car!

Please contact us to find out how to apply for a Logbook Loan or Brilliant Loan.

brilliant loans

  • Loans from £3,000 to £250,000 terms of 3 to 30 years
  • Market leading rates whatever your circumstances
  • Interest only and fixed rate plans
  • Employed/Self-employed Self-certification available
  • Loan available on Buy to Let properties
  • RTB Council properties within pre-emption period
  • No upfront fees.

Why Brilliant Loans?

  • You are struggling to raise money
  • You want to borrow between £3,000 & £250,000
  • Loan for Home Improvements
  • Loan for a holiday
  • Loan for a new car
  • Loan for a wedding
  • Debt consolidation - one affordable loan
  • Bank turned you down
  • You have a poor credit history
  • Loan for children's education

Why Choose Brilliant Loans?

Under FSA regulations, as part of the best advice solution a Brilliant Loan should be considered as they can frequently be a better option than a re-mortgage or further advance.

Why is a Brilliant Loan better than a re-mortgage or further advance?

  • To avoid a re-mortgage at a higher rate if you have recently gained some adverse credit, or have a competitive first mortgage rate
  • Brilliant Loans are often cheaper to arrange, with no up front fees
  • In general a secured loan takes less time from application to payout than a typical re-mortgage
  • Alternative methods of income calculations are used to determine affordability
  • The joint income of up to four applicants can be considered
  • Alternative means of income, including DSS Private Pension, Invalidity Benefit, Child Benefit, etc.
  • Brilliant Loans have lenders who permit self-certification of income up to a maximum of 100% LTV

logbook loans
We have teamed up with LOGBOOK LOANS to enable us to offer you quick and easy finance against your car.

Criteria

If you can answer YES to the following, you should qualify:

  • Your vehicle should ideally be less than 8 years old
  • Your vehicle should be clear of any finance
  • Your vehicle must be insured, taxed and MOT'd
  • You can demonstrate regular income
  • Log book must in your name

How it Works

  • We keep your log book (V5), you keep your car and keep driving
  • Loans available from £500 - £50,000
  • No credit checks, CCJ's no problem
  • All enquiries treated in strict confidence
  • Same day service: Money the same day